Joe, Take John's suggestions to heart, he brought up a lot of good points. (John, I didn't know you were a rider?)
I rode bikes for a lot of years, starting with the venerable old Triumph Bonneville, then moved to Rice Rockets because I liked to go really fast. Not sure how I survived all that.
A couple questions;
How much riding experience do you have?
What style riding do you want to do? Boulevard cruising on Saturday nights?
Serious touring? (If that were the case, both of these choices are wrong.)
To back up what John said about buying used first, there is a saying well known amongst hardcore bikers that reads;
There are only two kind of bikers. Those that have been down, and those thare going down. (I belong to the latter group.)
Now, How does your Wife feel about this? Is She interested in going with you? (This helps make the choice easier.)
I've seen divorce looming in the horizon for bikers that don't take their wives when the women want to go. Just remember this, they can say one thing, and mean something totally different. (I'm not going to step any further into that subject.)
PS, One more thought. Just about "everybody" that owns a bike wants to customize it. A used bike for starters will leave a TON of money left over for doing this.
BTW, I like the all Black one too.